Impact To Your Credit Score If You File For Bankruptcy in Lebanon Missouri

August 6, 2020

Making the decision to file for Chapter 7 or Chapter 13 bankruptcy is a huge step in debt relief. But many people are worried about the impact on their credit score if they file for bankruptcy. Although creditors do not like to see a bankruptcy on your credit report, the damage it will do to […]

Impact To Retirement Accounts When Filing Bankruptcy in Springfield Missouri

July 16, 2020

Saving for retirement is an important part of financial planning. When debts pile up, you might be tempted to borrow from your retirement account to stay afloat. Sadly, we often hear that clients have drained their retirement accounts only to find themselves still struggling with large amounts of debt. Before moving forward with a retirement […]

Should You Hire A Debt Relief Agency or Bankruptcy Attorney in Branson Missouri?

July 2, 2020

Most of us naturally look for the easiest way out of a difficult situation. Whether we are stuck with one difficult creditor or drowning in debt. Those debt relief agencies that you hear advertised on the radio might seem like the best solution to your problem. Hearing promises to “take care of your debt for […]

Will Stimulus Funds Impact My Chapter 7 Bankruptcy in Springfield Missouri?

April 2, 2020

To address the financial burdens of the COVID-19 pandemic, the Federal Government passed a $2 trillion stimulus package to help struggling Americans make ends meet and encourage economic growth. For individuals who are in an active bankruptcy case or are considering filing for bankruptcy relief, the stimulus bill may result in questions about how those […]

Protecting Tax Refunds When Filing Bankruptcy in Lebanon Missouri

January 6, 2017

by Amy Jackson When tax season approaches, knowing your rights regarding your tax refund when filing bankruptcy is of great importance.  There are several different factors when it comes to how to protect your tax refund in bankruptcy.  The type of bankruptcy you file, exemption laws, the source of the refund, and the timing of […]

Automatic Stay Will Stop Calls From Collection Agencies in Springfield Missouri

November 18, 2016

by Paige Wright When you file a bankruptcy case, an “automatic stay” is put in place that legally protects you from any creditors attempting to collect money from you. The automatic stay will stop calls from collection agencies to collect money from you, sending you collection letters, suing you, and initiating or continuing garnishments of […]

What Documents Will I Need For My Bankruptcy Filing in Branson Missouri?

November 4, 2016

by Audra Stania One of the biggest mental hurdles to initially overcome is taking the step to meet with a bankruptcy attorney and deciding that a bankruptcy filing is the best option for resolving your financial burdens. Your bankruptcy attorney and the rest of our law firm will be available to you throughout the entire […]

The Means Test Impacts How To File Bankruptcy in Springfield Missouri

October 31, 2016

by Amy Jackson When considering the chapter of bankruptcy that will most effectively offer relief from your debts one of the deciding factors is the means test. This income based test is calculated to determine if your income is above or below the average for your household size and it determines how to file bankruptcy […]

Does My Tax Refund Impact My Chapter 7 Bankruptcy in Lebanon Missouri?

October 21, 2016

by Jesse Langford Whenever the new year rolls around our office gets more and more questions regarding how a tax refund works in a bankruptcy. The bankruptcy code requires that debtors in a bankruptcy list “assets and liabilities” as of the date the bankruptcy case is filed. A future tax refund qualifies as an asset […]

What is a Reaffirmation Agreement – Personal Bankruptcy Attorney in Springfield Missouri

October 7, 2016

by Paige Wright If you are considering filing for personal bankruptcy, you may have heard the phrase “reaffirmation agreement.”  A reaffirmation agreement is an agreement you may sign if you file a Chapter 7 bankruptcy that says you are going to keep a debt and continue paying it even though you have filed for bankruptcy […]

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