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What is a Reaffirmation Agreement?

by Paige Wright If you are considering filing for bankruptcy, you may have heard the phrase “reaffirmation agreement.”  A reaffirmation agreement is an agreement you may sign if you file a Chapter 7 bankruptcy that says you are going to keep a debt and continue paying it even though you have filed for bankruptcy relief. …

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The Cycle of Payday Loans

by Amy Jackson If you are an optimist, and many of us are, it is easy to think that a payday loan is the quick fix answer to a cash shortage.  If you have found yourself borrowing money to repay a debt you may very well be in the vicious cycle of the payday loan. …

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Can I Get a Phone Consultation?

Krystel Breshears Now that you’ve picked up the phone… You finally picked up the phone and made the call you’ve been dreading. What happens next? Anytime you call our office, the staff member answering the phone can answer most general questions for you. For the most part however, whomever answers the phone is not going …

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