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What is a Reaffirmation Agreement?

by Paige Wright If you are considering filing for bankruptcy, you may have heard the phrase “reaffirmation agreement.”  A reaffirmation agreement is an agreement you may sign if you file a Chapter 7 bankruptcy that says you are going to keep a debt and continue paying it even though you have filed for bankruptcy relief. …

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The Cycle of Payday Loans

by Amy Jackson If you are an optimist, and many of us are, it is easy to think that a payday loan is the quick fix answer to a cash shortage.  If you have found yourself borrowing money to repay a debt you may very well be in the vicious cycle of the payday loan. …

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The Differences Between Filing Chapter 7 and Chapter 13 Bankruptcy in Lebanon Missouri

The Differences Between Filing Chapter 7 and Chapter 13 Bankruptcy in Lebanon Missouri

by Paige Wright Typically, when people file bankruptcy, they file one of two different kinds of bankruptcy: Chapter 7 or Chapter 13. Chapter 7 is a liquidation bankruptcy. This means that you can discharge debts without payment to the court. However, if you have any non-exempt assets, or property, the property can be sold to …

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