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Tax Refunds

by Amy Jackson As tax season approaches knowing your rights regarding your tax refund when filing bankruptcy is of great importance.  There are several different factors when it comes to how to protect your tax refund in bankruptcy.  The type of bankruptcy you file, exemption laws, source of the refund, and timing of the filing …

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The Automatic Stay

by Paige Wright When you file a bankruptcy case, an “automatic stay” is put in place that legally protects you from any creditor attempting to collect money from you.  The automatic stay prevents creditor from calling yuo on the phone to collect money from you, sending you collection letters, suing you, and initiating or continuing …

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Understanding the Means Test

by Amy Jackson When considering the chapter of bankruptcy that will most effectively offer relief from your debts one of the deciding factors is the means test. This income based test is calculated to determine if your income is above or below the average for your household size.   The United States Census Bureau collects data …

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